Senior Mortgage Specialist

3 days ago


India beBeeMortgage Full time ₹ 8,00,000 - ₹ 12,00,000

The role of a Conventional Underwriter involves evaluating mortgage loan applications against established policies and procedures. This position demands precision and attention to detail.

Key Responsibilities:
  • Assess loan applications for accuracy and completeness, ensuring all necessary information is provided
  • Analyze credit reports and supporting documentation to assess creditworthiness
  • Calculate borrowers' income and debt-to-income ratios to verify compliance with lending requirements
  • Apply expertise in the 4Cs framework (Credit, Capacity, Collateral and Capital) to inform lending decisions

Requirements:

  • Bachelor's degree or equivalent qualification in a relevant field
  • A minimum of four years of experience in live underwriting and real-time analysis
  • Excellent analytical and problem-solving skills
  • Proficiency in credit report analysis and letter of explanation
  • Familiarity with credit bureau documents and loan approval processes


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