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Senior Mortgage Underwriter

2 weeks ago


India beBeeMortgage Full time ₹ 12,00,000 - ₹ 15,00,000

Key Responsibilities:

  • Review and analyze mortgage loan applications to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
  • Verify loan, property, and borrowers' information with other available documents, including verifying monthly income and expenses.
  • Examine all documentation for accuracy and completeness, using the 4C's framework (Credit, Capacity, Collateral, and Capital).
  • Calculate asset requirements for closing and reserve purposes, as per guideline.
  • Make independent decisions regarding acceptance and risk of loans according to HUD, investor, and company guidelines.

Job Qualifications:

  • Bachelor's degree or equivalent required.
  • Minimum 3 years of experience in conventional/govt end-to-end underwriting.
  • Excellent analytical skills and attention to detail.
  • Strong communication and interpersonal skills.
  • Ability to work independently and manage multiple tasks.

Benefits:

  • Opportunity to work on high-profile mortgage transactions.
  • Competitive salary and benefits package.
  • Professional growth and development opportunities.
  • Collaborative and dynamic work environment.

Other Requirements:

  • Proficiency in Encompass software.
  • Knowledge of credit report analysis and letter of explanation.
  • Understanding of debt-to-income ratio calculation.
  • Ability to work in a fast-paced environment.