
Senior Risk Specialist
4 days ago
Job Summary:
We are seeking a highly skilled Risk Strategist to join our team. The ideal candidate will have a strong background in credit risk modeling and management, with experience in implementing and monitoring credit risk strategies across the lending life cycle.
Main Responsibilities:
- Develop and implement credit risk models and associated frameworks in an unsecured rural/semi-urban lending context.
- Implement and monitor credit risk strategies across the lending life cycle-acquisition, underwriting, cross-sell & collections.
- Review portfolio on periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.
- Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
- Analyze industry data on a large scale, prepare MIS/Dashboards and apprise senior management on changing market conditions.
- Regularly review processes for adherence to risk policies and check if controls are effectively in place and working.
- Coordinate with various internal teams for strengthening of risk framework.
Eligibility Criteria:
- Bachelor's or Master's degree from a top-tier college.
- 3-6 years of experience in managing risk in a NBFC/Fintech/Lending environment.
- 2+ years of experience in Python and SQL is mandatory.
- Excellent understanding of data and ability to bring insights.
- Sound knowledge of statistical models.
- Experience in Microfinance/MSME Lending is an added advantage.
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