Zonal Risk Manager

2 weeks ago


Mumbai, Maharashtra, India SaplingsHR Full time

Job Summary:

We are seeking an experienced Portfolio Manager - Credit Underwriting to join our team at SaplingsHR. As a key member of our credit risk management team, you will be responsible for underwriting SME loans, managing credit risk, and driving optimal use of our Loan Origination System and Loan Management System.

Key Responsibilities:

  • Underwrite SME loans and manage credit risk
  • Drive optimal use of Loan Origination System and Loan Management System
  • Maintain credit turnaround time (TAT)
  • Manage credit underwriting as per policy
  • Monitor delinquency and non-performing assets (NPA) to budgeted levels
  • Manage credit cost as per approved budgets
  • Provide feedback to credit policy based on underwriting experience
  • Analyze data and publish reports
  • Monitor Portfolio Quality and appraisals
  • Implement processes and manage team

Requirements:

  • Minimum 8-10 years of credit underwriting experience
  • Positive, pro-business attitude
  • Excellent analytical skills
  • Communication and presentation skills
  • Product knowledge
  • Ability to understand asset type and its viability
  • Ability to read and understand legal and technical reports
  • Formal qualification in Chartered Accountant or MBA (Finance)


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