Senior Risk Management Specialist
2 weeks ago
- Manage risk analytics activities for secured and unsecured products, including complete portfolio monitoring and compilation of portfolio cuts for corrective action.
- Provide support for audit and compliance-related matters related to the Credit and Risk team.
- Maintain trackers for monitoring monthly delinquencies and take steps to mitigate risk in real-time.
- Prepare monthly (or other frequency) reports of the entire portfolio with different metrics for senior management and credit rating purposes.
- Enhance analytics capabilities in line with the growth of the organization.
- Support the Zonal and Regional teams with data to ensure portfolio control.
- Support securitization transactions with data pool, portfolio cuts, and monitoring of already securitized books.
- Liaise with stakeholders to ensure timely completion of activities.
- Liaise with the Credit Bureau team.
- 8-10 years of experience with leading Banks, NBFCs.
- Well-experienced in Credit/Risk Analysis in Banks and/or NBFCs.
- Experience in Mortgage product (specially LAP) policy and process is an added advantage.
- Analytical skills and good interpersonal skills.
- Ability to work independently with minimal supervision.
- Experience in building scorecards, risk models, stress testing, etc. is an added advantage.
- Highly proficient in MS Excel, with experience in data science including exposure in R, Python, SAAS, Power BI, Tableau, SQL, etc.
- Must have technical/professional qualifications: CA/MBA/B-Tech.
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