U.S Mortgage Professional

6 days ago


Vijayawada, Andhra Pradesh, India beBeeMortgage Full time ₹ 35,00,000 - ₹ 85,00,000
Mortgage Underwriter Role

As a Mortgage Underwriter, you will play a critical role in the mortgage lending process by evaluating the creditworthiness and risk profile of potential borrowers. Your expertise will be crucial in analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans.

  • Analyze and verify loan applications, ensuring all required documents are complete and accurate.
  • Evaluate credit reports to determine the borrower's creditworthiness.
  • Assess the borrower's employment, income, and debt levels.
Key Responsibilities

Loan Application Review:

  • Analyse and verify loan applications, ensuring all required documents are complete and accurate.
  • Evaluate the accuracy of the property valuation through appraisal reports.

Credit and Financial Analysis:

  • Determine the borrower's creditworthiness by evaluating credit reports.
  • Assess the borrower's financial situation by analyzing financial statements and other documentation.

Compliance and Risk Assessment:

  • Evaluate the loan for compliance with federal, state, and local regulations.
  • Ensure adherence to company policies and guidelines.
Required Skills and Qualifications

You must possess:

  • A bachelor's degree in a relevant field.
  • Proven experience in mortgage processing or underwriting.
  • Strong knowledge of mortgage industry regulations and procedures.
  • Excellent analytical and problem-solving skills.
Benefits

This role offers:

  • A stable and secure work environment.
  • Opportunities for career growth and professional development.
  • A competitive salary and benefits package.


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