Senior Credit Appraisal Specialist
4 weeks ago
Job Title: Senior Credit Appraisal Specialist
Axis Bank is seeking a highly skilled Senior Credit Appraisal Specialist to join our team. As a key member of our credit team, you will be responsible for appraising loan proposals, inspecting relevant documents, and conducting risk analysis for our portfolio.
About the Role
As a Senior Credit Appraisal Specialist, you will be responsible for sanctioning loans within defined timelines, arranging training as required, and improvising processes as per market needs.
Key Responsibilities
Approval Rates: Review and analyze approval rates for all locations, ensuring they meet targets.
Turnaround Time (TAT): Ensure timely sanctioning of loans, from login to sanction, for all products.
Early Warning Signal: Identify location-wise FPD for term loans and maintain accuracy at the product level.
Risk Management: Conduct risk analysis and ensure compliance with regulatory guidelines.
Audit & Compliance: Conduct internal and concurrent audits, and submit reports as required.
Qualifications
CA/MBA Finance with expertise in credit appraisal and knowledge of retail banking products.
Role Proficiencies:
Working knowledge of retail banking products.
Knowledge of regulatory guidelines and norms.
Good communication skills in English and the local language.
Ability to handle pressure and meet deadlines.
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