Senior Credit Appraisal Specialist

4 weeks ago


Nashik, Maharashtra, India Axis Bank Full time

Job Title: Senior Credit Appraisal Specialist

Axis Bank is seeking a highly skilled Senior Credit Appraisal Specialist to join our team. As a key member of our credit team, you will be responsible for appraising loan proposals, inspecting relevant documents, and conducting risk analysis for our portfolio.

About the Role

As a Senior Credit Appraisal Specialist, you will be responsible for sanctioning loans within defined timelines, arranging training as required, and improvising processes as per market needs.

Key Responsibilities

Approval Rates: Review and analyze approval rates for all locations, ensuring they meet targets.

Turnaround Time (TAT): Ensure timely sanctioning of loans, from login to sanction, for all products.

Early Warning Signal: Identify location-wise FPD for term loans and maintain accuracy at the product level.

Risk Management: Conduct risk analysis and ensure compliance with regulatory guidelines.

Audit & Compliance: Conduct internal and concurrent audits, and submit reports as required.

Qualifications

CA/MBA Finance with expertise in credit appraisal and knowledge of retail banking products.

Role Proficiencies:

Working knowledge of retail banking products.

Knowledge of regulatory guidelines and norms.

Good communication skills in English and the local language.

Ability to handle pressure and meet deadlines.



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