Credit Risk Analyst

3 weeks ago


Nashik, Maharashtra, India Axis Bank Full time

Job Title: Credit Risk Analyst

About the Role:

Axis Bank is seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will be responsible for appraising loan proposals, inspecting relevant documents, and conducting risk analysis for our portfolio.

Key Responsibilities:

  • Sanctioning loans within defined TAT for all India as Central Underwriting head.
  • Arranging training as required.
  • Improvising processes as per market need.
  • Reviewing approval rates, turn-around time, and early warning signals for all locations.
  • Ensuring risk management and audit compliance.
  • Providing training and process improvement support to existing CPCs and new locations.

Qualifications:

CA/MBA Finance with credit appraisal expertise in the areas of retail banking products, regulatory guidelines, and customer service.

Role Proficiencies:

  • Working knowledge of all retail banking products.
  • Knowledge of regulatory guidelines and norms.
  • Good communication skills in both English and the local language.
  • Ability to handle pressure and meet deadlines.

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