
Credit Risk Specialist
5 days ago
Credit Risk Specialist Job
We are looking for a skilled Credit Risk Specialist to join our team. The ideal candidate will have expertise in assessing loan applications and ensuring high-quality decisions.
Key Responsibilities:- Evaluate loan applications based on credit policies and guidelines.
- Verify income, perform credit checks, review property valuations, and assess responsible lending requirements.
- Collaborate with stakeholders, including brokers, lenders, and internal teams, to clarify documentation gaps.
- Make timely and informed loan decisions while meeting service level agreements (SLAs) and compliance standards.
- Provide guidance and mentorship to junior underwriters, supporting process improvements.
- Presentation of daily/weekly reports on pipeline, SLAs, and quality metrics.
- Graduate/Postgraduate degree in Finance, Commerce, or a related field.
- A minimum of 5 years of mortgage underwriting experience, with at least 2–3 years in the relevant domain.
- Strong understanding of credit policies, responsible lending guidelines, and loan origination systems.
- Exposure to multiple lenders is advantageous.
- Excellent analytical, communication, and documentation skills.
- Ability to work in fast-paced environments and meet deadlines.
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