Mortgage Underwriter

2 days ago


Bengaluru, Karnataka, India HCLTech Full time
Job Summary: We are seeking a skilled Mortgage Underwriter to join our team. As a key member of our underwriting team, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.

Responsibilities:
  • Audit loan applications meticulously, assessing documentation accuracy, verifying adherence to established lending criteria, and identifying any deviations or discrepancies.
  • Experience in analysis of customers current financial position, employment history, credit history, credit needs, ability to pay, and the asset being offered as security is essential.
  • You should be well-versed with the 4 C's of Credit and have extensive skills to adhere to regulatory and company guidelines.
  • A strong understanding of Australia, USA, or UK lending regulations is necessary for this role.

Qualifications & Experience:
  • Bachelors or Master's degree in any field.
  • 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting, or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain.
  • Proven work experience as a Mortgage Underwriter or similar role.
  • Excellent analytical and problem-solving skills, with meticulous attention to detail.

What We Offer:

MNC

Salary: Approximately $70,000 per annum in Bangalore, India

Cab: 2-way Cab Available



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