Mortgage Credit Decision Specialist
6 days ago
We are seeking a skilled Mortgage Credit Decision Specialist to join our team at HCLTech in Bengaluru. As a key member of our underwriting team, you will be responsible for reviewing and approving home loan applications in a timely manner.
Key Responsibilities- Review documentation provided by customers to ensure applications meet policy requirements.
- Provide superior levels of internal and external customer service by responding to, managing, and resolving customer and stakeholder enquiries, complaints, and issues.
- Apply sound risk management practices by identifying and responding to business risks.
- Process transactions within agreed turnaround times and consistent accuracy in a high-volume environment.
- Work cohesively within a team environment to look at continuous improvement ideas that will improve the customer experience.
To be successful in this role, you will need:
- Bachelor's or Master's degree in any field.
- 2+ years of experience in credit decision or mortgage loan underwriting or Post Close Underwriting in Australian, UK, and USA mortgage domain.
- Strong understanding of Australia, USA, or UK lending regulations is essential for this role.
- High levels of attention to detail and accuracy, as evidenced in previous roles.
- Ability to communicate effectively with internal and external stakeholders at all levels.
- Ability to work independently and prioritize tasks in a fast-paced environment.
As a Mortgage Credit Decision Specialist at HCLTech, you can expect a competitive salary: ₹15-20 lakhs per annum (estimated). In addition to a good salary, we offer:
- MNC benefits.
- Good industry standard salary.
- 2-way cab facility.
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