Credit Risk Analytics Specialist

3 days ago


Bengaluru, Karnataka, India Aarch Solutions Full time
Job Description

We are seeking an experienced Credit Risk Analytics Specialist to join our team at Aarch Solutions.

The successful candidate will be responsible for developing and implementing various tools using technology to support analytics and analytical reporting, with a focus on credit risk modeling and IFRS9 impairment calculator and reporting capabilities.

The ideal candidate will have experience as a Business Analyst and understanding of the Software Development Life Cycle (SDLC), as well as expertise in banking/credit risk and analytics.

A Bachelor's degree in mathematics/statistics/economics/engineering or equivalent is required, with an MBA being a plus. Relevant experience in analytics, specifically in credit risk modeling & Basel, risk strategy, marketing analytics/IFRS 9/stress testing/CECL, etc., is also essential.

Prior exposure in stress testing and/or impairment reserves is highly valued. Good understanding of consumer lending products like credit cards, mortgages, personal loans, overdrafts, auto loans, and lines of credit is necessary.

Excellent communication skills, both technical and non-technical, are crucial, with the ability to 'translate' between these two worlds being essential.

Strong analytical skills, with the ability to grasp new concepts quickly and evolve with tech changes, are also required.



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