Risk Analytics Specialist

2 weeks ago


Bengaluru, Karnataka, India jai kisan Full time

We are seeking a dedicated professional to join our BNPL Risk team at Jai Kisan with 4-8 years of experience in FinTech, preferably in the Buy Now, Pay Later (BNPL) sector.

Key Responsibilities

  • Develop and implement credit assessment ML models and policies, leveraging regular and alternate data.
  • Identify and access newer alternate data to enhance credit assessment.
  • Design experiments and simulations to test cohort behavior and underwriting models.
  • Build data sets for future experimentation.
  • Provide data-led early warnings, flow rates, portfolio under risk, and macro factors, establishing a strong feedback loop to enhance credit assessment models on a weekly basis.
  • Collaborate with multiple functions and drive the risk mitigation agenda.

Requirements

  • 4-8 years of relevant Fin-Tech experience, preferably in Digital Unsecured Lending, BNPL, and PL (Consumer).
  • Drive and conceptualize projects on Risk and Data Science.
  • Strong RCA skills, excellent critical thinking, and ability to present clearly and compellingly.
  • Data science and analytics background.
  • Ability to thrive in a fast-paced, collaborative environment.
  • Engineering or Masters in Statistics or Data Science.
  • Clear and confident communication.
  • Good stakeholder management.
  • Prior experience in fast-paced Credit Risk policy, Risk Analytics, or Decision Science teams.


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