Credit Risk Specialist

2 weeks ago


Bengaluru, Karnataka, India First Abu Dhabi Bank Full time

Job Title: Credit Manager

Job Overview:

The Credit Manager plays a pivotal role in determining the eligibility of borrowers for financing and ensuring that the requested credit POS Loan facility aligns with the bank's risk appetite and Target Market Risk Acceptance Criteria (TM-RAC).

Key Responsibilities:

  • Conduct in-depth credit analysis and assessment of POS credit applications to determine eligibility.
  • Review and prepare credit memos with customer details, and initiate field visits for eligible customers.
  • Recommend and prepare loan proposals in compliance with bank policies and procedures.
  • Ensure adherence to departmental policies, standard operating procedures, and practices.
  • Exhibit consistency with the organization's values and ethics.
  • Contribute to the continuous improvement and sustainability of systems, processes, and methods.

Job Context:

  • Analyze client financial statements, investigate credit history, and verify financial data to meet bank lending standards.
  • Possess in-depth knowledge of financials, including verifying figures, cash flow data, and income statements.
  • Ensure completeness and correctness of documentation to prevent fraud.
  • Analyze loan-related financial ratios to ensure error-free underwriting and compliance with bank policy.
  • Review and analyze restructure requests, and recommend restructuring in line with bank policy.
  • Process loan applications and service requests efficiently and within agreed timelines.
  • Verify checks through various FAB application systems and external systems.

Qualifications:

  • Minimum education: Bachelor's degree in Finance, Banking, or Commerce.
  • Minimum 10 years of experience in credit and/or banking.

Job Context:

The successful Credit Manager will possess excellent analytical and communication skills, with the ability to work under pressure and maintain high standards of quality.



  • Bengaluru, Karnataka, India Multiplier Full time

    We're looking for a highly skilled Credit Risk Specialist to join our team at Multiplier.This role will involve:Leading the global strategy for Credit RiskDeveloping, implementing, and maintaining credit policies globallyAssessing customer creditworthiness, credit limits, and payment termsConducting background checks, including criminal checks, KYB, and...

  • Credit Risk Associate

    2 weeks ago


    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this role:    Wells Fargo is seeking a Credit Risk Specialist to join our team.    As a Credit Risk Specialist, you will:Conduct thorough examinations of credit decisions, providing credible challenges to credit decisions, policies, and strategies.Collaborate with business partners to drive recommendations for change or corrective action,...


  • Bengaluru, Karnataka, India Commonwealth Bank Full time

    About Commonwealth BankAt CommBank, we never lose sight of the role we play in other people's financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work within our organisation, your initiative, talent, ideas,...


  • Bengaluru, Karnataka, India Multiplier Full time

    We are seeking a highly skilled Credit Risk Manager to lead our global credit risk function. The ideal candidate will have a strong analytical mindset, excellent communication skills, and experience in a similar role with international market exposure.Key Responsibilities:Develop and implement credit policies globally, assessing customer creditworthiness,...

  • Credit Risk Associate

    1 month ago


    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this role:We are seeking a skilled Credit Risk Specialist to join our team at Wells Fargo. In this role, you will be responsible for providing independent and thorough examinations of credit decisions, providing credible challenge to credit decisions, policies, and strategies.Key Responsibilities:Collaborate with business partners to drive...


  • Bengaluru, Karnataka, India Fi Full time

    About FiWe're a deep-tech startup building a highly innovative and secure financial hub for a digital-first generation.Our analysts play a major role in driving strategic decisions, working with data to craft compelling narratives towards informed decisions.We're looking for a Credit Risk Analyst to join our team, someone who can conduct thorough credit...


  • Bengaluru, Karnataka, India Fi Full time

    About FiFi is a cutting-edge money management app that leverages data to drive strategic decisions. Our team of analysts plays a crucial role in crafting compelling narratives to inform business decisions.Key ResponsibilitiesConduct thorough credit assessments on loan applications, evaluating factors such as credit history, financial statements, and...


  • Bengaluru, Karnataka, India Stripe Full time

    About StripeAt Stripe, we believe that the internet has the potential to increase global prosperity and innovation. However, this also comes with significant risks. Our Risk team ensures that our platform remains safe and secure, and that prohibited parties are not allowed to use our services.We are looking for a Quality Assurance Specialist to join our...

  • Senior Credit Analyst

    2 weeks ago


    Bengaluru, Karnataka, India Commonwealth Bank Full time

    Job Title: Senior Credit AnalystJob Summary:We are seeking a Senior Credit Analyst to join our Retail Operations team at Commonwealth Bank. As a Senior Credit Analyst, you will be responsible for reviewing and analysing home loan applications against credit limits and frameworks.Key Responsibilities:Review and analyse home loan applications against credit...


  • Bengaluru, Karnataka, India HSBC Full time

    Role OverviewHSBC is seeking a skilled Risk Assurance Specialist - Traded Risk to support the definition and scoping of the Traded Credit Risk Assurance function, promoting and implementing synergies and efficiencies while securing an optimal and best in class control environment.Challenge first-line control and risk owners to ensure that risk management...

  • Senior Risk Analyst

    2 weeks ago


    Bengaluru, Karnataka, India Goldman Sachs Full time

    The Risk Division at Goldman Sachs is a team of specialists responsible for managing the firm's credit, market, liquidity, operational, and insurance risk. As a Senior Risk Analyst - Credit Risk Strategy, you will play a critical role in evaluating derivatives and financing transactions across Global Market clients, reviewing and approving risk-taking across...

  • Credit Risk Manager

    4 weeks ago


    Bengaluru, Karnataka, India First Abu Dhabi Bank Full time

    Job Title: Credit Risk ManagerJob Summary:The Credit Risk Manager is responsible for assessing the creditworthiness of borrowers and ensuring that loan facilities are in line with the bank's risk appetite and Target Market Risk Acceptance Criteria (TM-RAC). This involves conducting detailed credit analysis and assessment of POS credit applications.Key...

  • Credit Risk Manager

    1 month ago


    Bengaluru, Karnataka, India KreditBee Full time

    About KreditBeeKreditBee is a leading fintech lending platform in India, with a strong presence in the financial services industry. Our company has a robust digital infrastructure, offering a range of financial services including personal loans, business loans, investments, insurance, and credit score reports.Job SummaryWe are seeking an experienced Credit...

  • Credit Risk Manager

    4 weeks ago


    Bengaluru, Karnataka, India First Abu Dhabi Bank Full time

    Job Title: Credit Risk ManagerJob Summary:The Credit Risk Manager is responsible for preparing, reviewing, and providing recommendations for credit facilities for a portfolio of Corporate & Commercial clients. This role entails compliance with all credit policies and guidelines.Key Responsibilities:Guide a team of analysts to ensure robust credit analysis is...

  • Credit Risk Analyst

    1 month ago


    Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    Job Title: Credit AnalysisAcuity Knowledge Partners is seeking a skilled Credit Analysis professional to join our team.Key Responsibilities:Develop and maintain a strong understanding of credit risk fundamentals, including the identification of risk factors and the development of strategies to mitigate them.Conduct thorough credit analysis and risk...

  • Credit Risk Analyst

    7 days ago


    Bengaluru, Karnataka, India Kredx Full time

    Job DescriptionA career as a Credit Underwriter at KredX offers the opportunity to join a dynamic team and work with cutting-edge technologies to assess the creditworthiness of clients. The ideal candidate will have excellent analytical skills and the ability to interpret complex financial data.Key Responsibilities•Assess CreditworthinessAssess the...

  • Credit Risk Manager

    4 weeks ago


    Bengaluru, Karnataka, India First Abu Dhabi Bank Full time

    Job Title: Credit Risk ManagerJob Summary:The Credit Risk Manager is responsible for determining the creditworthiness of borrowers and ensuring that loan facilities are in line with the bank's risk appetite and Target Market Risk Acceptance Criteria (TM-RAC). This involves conducting detailed credit analysis and assessment of POS credit applications.Key...

  • Business Analyst

    4 weeks ago


    Bengaluru, Karnataka, India Straive Full time

    **Job Title: Credit Risk Business Analyst**At Straive, we're seeking a highly skilled Credit Risk Business Analyst to join our Analytics team. As a key member of our team, you will play a vital role in assessing and managing the credit risk associated with our lending and investment activities.Key ResponsibilitiesAnalyze data to identify trends and potential...


  • Bengaluru, Karnataka, India Momentive Full time

    Job Title: Credit and Collections SpecialistJob Summary:The Credit and Collections Specialist will be responsible for managing customer accounts, assessing credit worthiness, and collecting debts. The ideal candidate will have excellent communication and analytical skills, with the ability to work independently and as part of a team.Key...

  • Credit Risk Manager

    4 weeks ago


    Bengaluru, Karnataka, India Ekani Management Services Pvt Ltd Full time

    Credit Risk ManagerWe are currently seeking a skilled Credit Risk Manager to oversee the lending process at Ekani Management Services Pvt Ltd. The successful candidate will be responsible for evaluating clients creditworthiness, creating credit scoring models, and approving or rejecting loan requests.The ideal candidate will have a strong understanding of...