Mortgage Underwriter Role at HCLTech for Australian Market

3 weeks ago


Bengaluru, Karnataka, India HCLTech Full time

Explore a dynamic career opportunity as a Mortgage Underwriter with HCLTech, where you will play a pivotal role in ensuring the accuracy and compliance of loan underwriting processes.

We are seeking experienced professionals to join our team, bringing their expertise in analyzing customer financial positions, employment history, credit history, and asset security. The ideal candidate will have a strong understanding of the 4 C's of Credit and be able to assess complex subject matters quickly.

The successful candidate will be responsible for meticulously reviewing loan applications, verifying adherence to lending criteria, and identifying any deviations or discrepancies. This role requires excellent analytical and problem-solving skills, with attention to detail and the ability to communicate effectively with internal and external stakeholders.

Key responsibilities include:

  • Assessing credit risk associated with each loan application
  • Providing outcomes regarding Approval/decline of the loan application
  • Reaching out to external stakeholders via calls with Brokers/Lenders
  • Expertise in Customer centric communication with positive repo building
  • Excellent written and verbal communication skills

To be successful in this role, you will require:

  • Bachelors or Master's degree in any field
  • 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting, or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain
  • Proven work experience as a Mortgage Underwriter or similar role
  • Strong understanding of Australia, USA, or UK lending regulations

We offer a competitive salary, which is estimated to be around $85,000 per annum, based on industry standards and location. In addition, we provide benefits such as good industry standard salary, cab facility, and a supportive work environment that encourages growth and development.



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