Mortgage Underwriter Position for Experienced Professionals

1 week ago


Bengaluru, Karnataka, India HCLTech Full time

About the Role

We are seeking a skilled Mortgage Underwriter to join our team at HCLTech. As a key member of our underwriting team, you will play a crucial role in ensuring that loan applications meet our stringent lending criteria.

Responsibilities

  • You will be responsible for meticulously reviewing loan applications and assessing documentation accuracy to ensure compliance with bank policies and regulatory requirements.
  • Assessing the credit risk associated with each loan application and providing an outcome regarding Approval/decline of the loan application.
  • Experience in lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicant's credit worthiness.
  • Excellent written and verbal communication skills to effectively communicate with internal and external stakeholders at all levels.
  • Familiarity with loan origination systems and other relevant software applications to efficiently manage your workload.

Requirements

  • A Bachelors or Master's degree in any field is essential for this role.
  • 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain.
  • Strong understanding of Australia, USA, or UK lending regulations is essential for this role.
  • Excellent analytical and problem-solving skills, with meticulous attention to detail.

What We Offer

We offer competitive salaries, 2-way cab facilities, and opportunities for career growth and development.

As a valued member of our team, you can expect a dynamic work environment that fosters learning and innovation. Join us at HCLTech and take the first step towards a rewarding career in mortgage underwriting.



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