Strategic Corporate Banking Professional
4 days ago
Mashreq Bank, a leading financial institution in the UAE and India, is seeking an experienced Strategic Corporate Banking Professional to join its team. With a strong presence in both markets, Mashreq offers a unique opportunity for professionals to make a meaningful impact.
Job Description
As a Strategic Corporate Banking Professional, you will be responsible for originating new corporate relationships and building a robust and sustainable corporate banking portfolio for Mashreq Bank in India. You will identify and segment target corporate clients, develop a sustainable corporate banking business, and maintain strong relationships with decision-makers in existing and target corporate commercial relationships. Your key objectives include reviewing the portfolio in a timely manner, establishing appropriate account plans, and recommending credit facilities in line with the bank's credit policy. Additionally, you will manage the day-to-day tasks of the Unit, train, develop, motivate, and evaluate the team, and coordinate with concerned groups and divisions across the bank to ensure timely and efficient delivery of required services.
Key Responsibilities
- Identify and segment target corporate clients and develop a sustainable corporate banking business for MB in India.
- Develop and maintain strong relationships with decision-makers in MashreqBank's (MB's) existing/target corporate commercial relationships, to originate business to meet financial targets.
- Review the portfolio in a timely manner, establish appropriate account plan, and recommend appropriate credit facilities in line with the bank's credit policy to maximize earnings while containing risk to an acceptable level, and achieve a satisfactory rating on portfolio quality and credit management processes.
- Manage the day-to-day tasks of the Unit, and train, develop, motivate and evaluate the Unit's team.
- Co-ordinate with concerned Groups and divisions across the bank to ensure timely and efficient delivery of required services need in providing corporate banking products & solutions to clients.
Requirements
- Strong grounding in corporate relationship management and track record of independent handling large and mid-sized clients.
- Complete knowledge and clear understanding of the Bank's credit policy and operating systems as well as local regulations.
- Strong credit knowledge and marketing skills mandatory.
- Knowledge of the regulatory framework in India including all relevant RBI guidelines for the corporate banking business.
- Thorough awareness of various banking products / services particularly trade finance, depth products & Fx, forwards.
- Excellent communication and analytical skills with ability to perform as a team player.
- Proven leadership qualities is an imperative, together with strong inter-personal and communication skills and ability to work in a cross-cultural environment.
- A CA/MBA is preferred with minimum corporate relationship management experience of 10-15 years.
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