Senior Loan Reviewer

1 week ago

Alwar, Rajasthan, India beBeeMortgage Full time ₹ 90,00,000 - ₹ 1,50,00,000

Job Overview

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This role is a Senior Underwriter position in our organization. As a Senior Underwriter, you will play a key part in the underwriting process for mortgage loans.

The primary responsibilities of this role include reviewing mortgage files submitted to Underwriting, calculating income, analyzing debt and assets, and completing an in-depth review of the completed appraisal and title.

You will also be responsible for entering data into the client's loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval.

Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.

">Review mortgage files submitted to Underwriting, including income, assets, credit, and collateral.Utilize an automated underwriting system to determine approval and clearing conditions for Final Approval.Evaluate and ensure overall loan documents are accurate, complete, and compliant.Ability to identify and/or clear red flag or alerts.Issue loan decision and condition file accordingly.Review and approve conditions for compliance and completion of loan file.Provide excellent customer service to internal and external clients.Maintain current knowledge of guidelines and regulations.Resolve pre and post-closing issues as they relate to underwriting.Assist Processors/Loan Officers in understanding underwriting decisions and conditions.Ability to work in a high-stress environment while delivering a high level of customer service.

Key Qualifications:

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  • Minimum 2+ years current conventional mortgage loan underwriting experience.

Required Skills:

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  • Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags.
  • Basic knowledge of appraisal and ability to recognize red flags and ineligible properties.
  • Thorough working knowledge of underwriting guidelines and automated underwriting engines.
  • Strong analytic, interpersonal, and verbal and written communication skills.
  • Detail-oriented with strong ability to time manage.
  • Ability to work in a flexible and production-oriented environment.
  • Must be willing and able to work as part of a team.
  • Strong capability to work in multiple systems - paperless environment.
  • Must be willing to work in strict security environment.
  • NMLS-MLO Licensure preferred.

Benefits:

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As a Senior Underwriter, you will enjoy a competitive salary and benefits package, including health insurance, retirement plan, and paid time off.

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Additional Benefits:

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Our organization offers a dynamic and supportive work environment, opportunities for career growth and professional development, and a comprehensive training program.

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About Us:

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Our organization is a leading provider of financial services, dedicated to delivering exceptional customer experiences and driving business growth through innovative solutions.

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Regards

Meenakshi Verma

meenakshi.verma@mphasis.com

Contact: 9596024539

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