
Mortgage Loan Analyst
1 week ago
Loan Credit Analyst
Key Responsibilities:- Loan Application Review and Assessment: Review mortgage loan applications, assess the eligibility of applicants based on their financial status, credit history, and property details.
- Credit Evaluation and Risk Analysis: Conduct comprehensive credit evaluations for mortgage applicants, including assessing their income, debt levels, credit scores, and loan repayment capacity.
- Risk Analysis Tools and Models: Utilize various risk analysis tools and credit models to evaluate the potential risk and profitability of loans.
- Loan Approval and Rejection: Make recommendations for the approval or rejection of mortgage loan applications based on creditworthiness, risk analysis, and compliance with organizational policies.
- Customer Interaction: Assist customers with mortgage-related queries, ensuring they are well-informed about loan products, eligibility criteria, interest rates, and repayment plans.
- Mortgage Loan Structuring: Propose appropriate loan terms, interest rates, and repayment structures tailored to the customer's financial profile and organizational guidelines.
Requirements:
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Ability to work in a team environment.
- Proficiency in MS Office Suite and other software applications.
Benefits:
- Competitive salary and benefits package.
- Ongoing training and development opportunities.
- Opportunities for career advancement.
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