Mortgage Loan Analyst

1 week ago


Nagercoil Chennai Erode, India beBeeCredit Full time ₹ 8,00,000 - ₹ 12,00,000
Job Title

Loan Credit Analyst

Key Responsibilities:
  • Loan Application Review and Assessment: Review mortgage loan applications, assess the eligibility of applicants based on their financial status, credit history, and property details.
  • Credit Evaluation and Risk Analysis: Conduct comprehensive credit evaluations for mortgage applicants, including assessing their income, debt levels, credit scores, and loan repayment capacity.
  • Risk Analysis Tools and Models: Utilize various risk analysis tools and credit models to evaluate the potential risk and profitability of loans.
  • Loan Approval and Rejection: Make recommendations for the approval or rejection of mortgage loan applications based on creditworthiness, risk analysis, and compliance with organizational policies.
  • Customer Interaction: Assist customers with mortgage-related queries, ensuring they are well-informed about loan products, eligibility criteria, interest rates, and repayment plans.
  • Mortgage Loan Structuring: Propose appropriate loan terms, interest rates, and repayment structures tailored to the customer's financial profile and organizational guidelines.

Requirements:
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Ability to work in a team environment.
  • Proficiency in MS Office Suite and other software applications.

Benefits:
  • Competitive salary and benefits package.
  • Ongoing training and development opportunities.
  • Opportunities for career advancement.


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