
Senior Mortgage Loan Analyst
17 hours ago
The Conventional Mortgage Loan Underwriter plays a pivotal role in reviewing, analyzing, and underwriting mortgage loans to ensure eligibility, accuracy, completeness, and compliance with established policies and procedures.
Key Responsibilities:
- Review and analyze mortgage loan applications to determine eligibility and risk factors.
- Verify loan, property, borrowers' information, and documents to ensure accuracy and completeness.
- Calculate asset requirements for closing and reserve purposes.
- Make independent decisions regarding acceptance and risk of loans according to HUD guidelines and company policies.
- Provide final approval for underwritten mortgage loans.
Required Skills and Qualifications:
- Minimum 3 years of experience in conventional/government end-to-end underwriting.
- Well-versed with the 4C's of Underwriting (Asset, Income, Credit, and Collateral).
- Excellent communication and analytical skills.
- Ability to work effectively in a team environment.
Benefits:
- Opportunity to work on high-profile mortgage loan projects.
- Chance to develop and improve underwriting skills.
- Competitive salary and benefits package.
Others:
- Manage loans using Encompass software.
- Effectively communicate underwriting decisions with processors and advisors.
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