Mortgage Credit Analyst

2 days ago


Erode Nagercoil Chennai, India beBeeCredit Full time ₹ 5,00,000 - ₹ 20,00,000
Job Summary

This position plays a vital role in the mortgage loan process, ensuring timely and accurate evaluations of applicants' creditworthiness.

">
  • Loan Processing: Review and assess mortgage loan applications based on applicants' financial status, credit history, and property details.
  • Credit Assessment & Risk Analysis:
Key Responsibilities
  1. Conduct comprehensive credit evaluations for mortgage applicants, including assessing their income, debt levels, credit scores, and loan repayment capacity.
  2. Utilize various risk analysis tools and credit models to evaluate the potential risk and profitability of loans.
  3. Mortgage Loan Structuring:
  • Propose appropriate loan terms, interest rates, and repayment structures tailored to the customer's financial profile and organizational guidelines.
  • Collaborate with sales and customer relationship teams to ensure smooth loan origination and processing.
Required Skills and Qualifications
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Ability to work in a fast-paced environment.
Benefits
  • Competitive salary and benefits package.
  • Ongoing training and development opportunities.
Others
  • Opportunity to work with a dynamic team.
Responsibilities include but are not limited to:
  • Monitoring the performance of the mortgage loan portfolio, including tracking payment delinquencies and defaults.
  • Providing support to sales teams in explaining credit policies and loan terms to prospective borrowers.
Additional Requirements
  • Demonstrated knowledge of mortgage lending regulations and industry standards.


  • Nagercoil, Chennai, Erode, India beBeeCredit Full time ₹ 8,00,000 - ₹ 12,00,000

    Job TitleLoan Credit AnalystKey Responsibilities:Loan Application Review and Assessment: Review mortgage loan applications, assess the eligibility of applicants based on their financial status, credit history, and property details.Credit Evaluation and Risk Analysis: Conduct comprehensive credit evaluations for mortgage applicants, including assessing their...


  • Erode, Tamil Nadu, India beBeeCredit Full time ₹ 90,00,000 - ₹ 1,20,00,000

    Job Title: Mortgage Underwriter SpecialistMortgage Loan Analyst Role OverviewThe Conventional Mortgage Underwriter Specialist reviews and underwrites mortgage loans in accordance with established policies, procedures, and guidelines. The role requires analyzing all documentation for accuracy and completeness.Key Responsibilities:Review loan applications to...


  • Erode, Tamil Nadu, India beBeeConventionalUnderwriter Full time ₹ 60,00,000 - ₹ 1,50,00,000

    Seeking a seasoned Conventional Underwriter to join our team in reviewing, underwriting and ensuring mortgage loan applications meet established policies and procedures.Key Responsibilities:• Review mortgage loan applications for accuracy and completeness.• Ensure compliance with internal and regulatory guidelines.• Conduct credit analysis and risk...


  • Chennai, Tamil Nadu, India beBeeDueDiligence Full time ₹ 10,00,000 - ₹ 19,99,999

    Job Title: Due Diligence ExpertMortgage lenders seek meticulous professionals to verify loan applications and property values. This critical role ensures the integrity of the lending process.Main Responsibilities:Analyze mortgage applications for completeness and accuracy.Evaluate borrower profiles, including credit history and financial information.Validate...


  • Erode, Tamil Nadu, India beBeeCredit Full time ₹ 15,00,000 - ₹ 23,51,000

    Job OpportunityWe are seeking an experienced Credit Manager with a strong background in Australian mortgage underwriting to join our team.The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across...


  • Chennai, Tamil Nadu, India beBeeMortgage Full time ₹ 15,00,000 - ₹ 20,20,000

    Business Finance RoleThis finance position involves assessing creditworthiness and risk for mortgage lending.Key Responsibilities:Evaluate financial dataAnalyse borrower's credit historyReview loan applicationsConfirm property value through appraisalsEvaluate credit reports to determine creditworthinessAnalyse financial statements and tax returnsCalculate...

  • Us Mortgage

    3 days ago


    Chennai, Tamil Nadu, India QRight Solutions Full time

    **QRight Solutions is looking for ” US Residential Mortgage Underwriters ” for a US BPO at Chennai.** **Title - Analyst / Sr Analyst** **Exp - Any degree with 1 - 7 years UW exp.** **Pay - upto 7 LPA (based on evaluation)** **Responsibilities**: **Loan Application Review**: Assess the borrower's credit history, employment, income, and debt...


  • Chennai, Tamil Nadu, India beBeeUnderwriting Full time ₹ 15,00,000 - ₹ 20,00,000

    Conventional Mortgage Loan UnderwriterThe Conventional Mortgage Loan Underwriter plays a pivotal role in reviewing, analyzing, and underwriting mortgage loans to ensure eligibility, accuracy, completeness, and compliance with established policies and procedures.Key Responsibilities:Review and analyze mortgage loan applications to determine eligibility and...

  • Us Mortgage

    15 hours ago


    Chennai, Tamil Nadu, India QRight Solutions Full time

    **DESCRIPTION**: The Due Diligence Underwriter will be responsible for assessing residential mortgage loans for adherence to investor criteria including but not limited to those criteria stipulated by the nationally recognized statistical rating organizations for third party review of residential mortgage loans. This assessment will encompass aspects of data...


  • Chennai, Tamil Nadu, India QRight Solutions Full time

    **QRight Solutions is looking for ” Due Diligence - US Residential Mortgage Underwriters ” for a US BPO at Chennai.** **Title - Analyst / Sr Analyst / SME (20 positions)** **Exp - Any degree with 1 - 7 years UW exp.** **Pay - upto 7 LPA (based on evaluation)** **Responsibilities**: **Loan Application Review**: Assess the borrower's credit history,...