Portfolio Credit Manager

1 day ago


Navi Mumbai, Maharashtra, India beBeeCredit Full time ₹ 10,00,000 - ₹ 25,00,000

Key Position Summary:

Our organization seeks an accomplished Territory Portfolio Manager to handle a portfolio of loan applications, assess borrower profiles, and make informed decisions based on financial analysis and credit risk policy.

The ideal candidate will be responsible for meeting with customers to understand their business and loan requirements, conducting site visits to evaluate property and residence, and analyzing legal and technical reports.

Key responsibilities include:

  • Managing Cases for Home Loan
  • Assessment of borrowers' profiles, repayment capacity, and income stability
  • Understanding and interpreting results of financial analysis, banking analysis, and bureau reports
  • Analyzing all customer-related information in line with credit & risk policy to check eligibility
  • Meeting and personal discussion (PD) with customers to understand their business, profile, and loan requirement
  • Visiting business premise, property, and residence of customer at the time of PD
  • Understanding credit worthiness of customer along with intention to repay the loan by analysis of all documents, observation & findings of PD.
  • Study, analysis, and interpretation of legal & technical reports of property
  • Underwriting and sanction of Home Loan/loan against property files sourced by sales team
  • Maintaining TAT as per guidelines and taking case to decision point


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