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3 days ago
As a Business Development Executive, you will play a crucial role in identifying and nurturing business opportunities within the small and medium enterprise (SME) sector. Your primary responsibility will be to originate new business prospects through direct sourcing and open market channels.
About The RoleThe ideal candidate will possess excellent communication skills, a strong understanding of the SME market, and the ability to build and maintain relationships with existing and potential clients. You will be responsible for acquiring new customers, managing their proposals, and guiding them up to the disbursement stage.
- Originate new business prospects within the SME sector through direct sourcing and open market channels.
- Acquire SME customers and manage their proposals, guiding them up to the disbursement stage.
- Meet existing SME clients to identify business opportunities and drive revenue.
- Provide SMEs with a range of working capital facilities, such as overdrafts, cash credits, dealer finance, vendor finance, letters of credit, bank guarantees, term loans, etc., based on their specific needs.
- Manage and nurture customer relationships, addressing both service and sales queries with the goal of engaging and retaining SME clients.
- Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets.
- Assess the credit risk associated with SME clients and their proposed financing structures, collaborating with credit and risk teams to ensure sound credit decisions.
- Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements, preparing and presenting comprehensive credit proposals.
- Structure credit facilities for SMEs in a manner that aligns with their business needs and risk profiles, optimizing the credit solutions offered to SME clients.
We are a leading financial institution committed to providing innovative banking solutions to SMEs. Our team is dedicated to delivering exceptional customer service and building long-term relationships with our clients.
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