Leading Personal Loan Operations

1 day ago


Jamnagar, Gujarat, India beBeeLeadership Full time ₹ 90,00,000 - ₹ 1,20,00,000
Personal Loan Leadership Position

We are seeking a dynamic and strategic leader to head our Personal Loan vertical.

The ideal candidate will be responsible for profit and loss ownership, designing and executing business strategies, product development, risk management, partnerships, and digital growth in the personal loan segment.

Key Responsibilities:
  • Business Strategy & Growth
    • Own end-to-end P&L for the personal loan business.
    • Define business plans, growth roadmap, and product strategies.
    • Drive customer acquisition through digital, affiliates, partnerships, and co-lending partnerships.
    • Identify cross-sell and up-sell opportunities within the portfolio.
  • Product & Process Management
    • Develop innovative personal loan products aligned with customer needs.
    • Optimize loan approval turnaround time, onboarding journey, and digital lending processes.
    • Work with technology teams to build seamless digital journeys (app/web).
  • Risk & Credit Management
    • Collaborate with credit/risk teams to define policies, scorecards, and underwriting models.
    • Monitor portfolio quality, delinquency, and non-performing asset trends.
    • Implement robust fraud detection & collection strategies.
  • Stakeholder & Team Leadership
    • Lead and build a high-performing sales, product, and operations team.
    • Manage relationships with affiliates, fintech partners, credit bureaus, and lenders.
    • Work closely with regulators, auditors, and compliance teams.
  • Financial & Regulatory Oversight
    • Ensure compliance with regulatory bodies.
    • Drive profitability through sustainable interest income, fees, and cost efficiency.
    • Regularly track performance metrics – disbursements, yields, PAR/NPA levels.


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