
Strategic Leader of Credit Functions
2 days ago
About the Role:
We are seeking a seasoned credit professional to lead our credit risk, underwriting, and portfolio management functions.
Key Responsibilities:
- Define, implement, and monitor credit policies, frameworks, and processes for lending and financing.
- Lead the credit appraisal and underwriting function, including assessment of borrower risk, financial due diligence, and creditworthiness evaluation.
- Oversee portfolio quality, delinquency management, and design early warning mechanisms to mitigate risk.
- Work closely with business, risk, and operations teams to balance growth objectives with prudent credit practices.
- Present credit proposals and portfolio performance updates to senior management as required.
- Build and mentor a high-performing credit team capable of handling scale.
Requirements:
- 8–15 years of experience in credit risk/underwriting, preferably with strong lending and financing exposure.
- Strong understanding of lending, bill discounting, invoice financing, and related credit products.
- Proven ability to build credit frameworks from scratch and manage large loan books with quality.
- In-depth knowledge of regulatory norms and compliance requirements.
- Strong leadership, analytical, and decision-making skills.
- CA/MBA/FRM or equivalent qualification preferred.
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