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4 days ago
Job Description:
As a key member of our team, you will be responsible for managing mid-market and emerging large corporates. This includes regular monitoring of borrower accounts and maintaining updates on developments in respective borrower accounts.
Key Responsibilities:
- Managing stressed assets involving interaction with the company, performance monitoring & benchmarking, adherence to stipulated terms, site visits, etc.
- Monitoring exposures to enable proactive action whenever required. Review credit files, financials and security documentation and current status.
- Designing and implementing suitable early warning triggers for allocated accounts. Closely monitoring allocated portfolio, reviewing operational and financial performance, monitoring monthly cash flows, tracking performance of economic cycles and applicable industries which have a bearing on the respective assets, etc.
Technical Competencies:
- Knowledge of reading and understanding the financials of an entity, involving credit analysis.
- Knowledge of various industries.
- Knowledge of RBI guidelines for stressed assets and restructuring.
- Reasonable knowledge of various legal forums and applicable laws, including IBC, SARFAESI, commercial suits, contract laws, etc.
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