Senior Credit Risk Analyst

2 weeks ago


Dombivli, Maharashtra, India beBeeCredit Full time ₹ 12,00,000 - ₹ 18,00,000
Senior Credit Risk Analyst

Job Summary:

We are seeking a seasoned Credit Risk Analyst to join our team. The successful candidate will be responsible for assessing creditworthiness, analyzing financial statements, and providing recommendations for lending decisions.

Key Responsibilities:

  • Prepare comprehensive credit appraisal reports for large corporate clients.
  • Discuss terms and conditions with business stakeholders for risk assessment purposes.
  • Obtain necessary information from customers for CRAN preparation.
  • Monitor accounts according to specified terms and conditions.
  • Develop monthly and quarterly monitoring reports for the portfolio.
  • Evaluate and escalate non-compliance issues with actionable plans.
  • Conduct site visits and submit inspection reports.
  • Manage and address escalations related to risk assessments.

Requirements:

  • Proven experience in credit underwriting for SMEs or large corporates.
  • Proficiency in Excel for financial modeling.
  • Prior experience in project finance and/or infra sector credit analysis is preferred but not mandatory.
  • Candidates with CA, MBA, or CFA certifications are highly desirable.
  • Excellent verbal, written communication, and presentation skills are essential.


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