
Senior Credit Risk Analyst
2 weeks ago
Job Summary:
We are seeking a seasoned Credit Risk Analyst to join our team. The successful candidate will be responsible for assessing creditworthiness, analyzing financial statements, and providing recommendations for lending decisions.
Key Responsibilities:
- Prepare comprehensive credit appraisal reports for large corporate clients.
- Discuss terms and conditions with business stakeholders for risk assessment purposes.
- Obtain necessary information from customers for CRAN preparation.
- Monitor accounts according to specified terms and conditions.
- Develop monthly and quarterly monitoring reports for the portfolio.
- Evaluate and escalate non-compliance issues with actionable plans.
- Conduct site visits and submit inspection reports.
- Manage and address escalations related to risk assessments.
Requirements:
- Proven experience in credit underwriting for SMEs or large corporates.
- Proficiency in Excel for financial modeling.
- Prior experience in project finance and/or infra sector credit analysis is preferred but not mandatory.
- Candidates with CA, MBA, or CFA certifications are highly desirable.
- Excellent verbal, written communication, and presentation skills are essential.
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