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Senior Digital Lending Product Manager
1 month ago
We are seeking a highly skilled Senior Digital Lending Product Manager to join our team at Bajaj Markets. In this role, you will be responsible for driving all capabilities and project interventions for loans journey.
Responsibilities- Driving all capabilities & project interventions for loans journey
- Responsible for understanding industry trends, competitor analysis and evaluating new digital capabilities across the loans lifecycle
- E2E ownership of integration with partners by clearly understanding their requirements, translating requirements into specifications and working with internal stakeholders for delivery of specification
- Responsible for understanding product specific nuances across multiple loan products (Personal Loan, Business Loan, Professional Loan, Gold Loans, LAS, LAMF, Home Loans, etc)
- Own consumers digital journey and manage backend complexity of offers, listing & subsequent integrations encompassing lead generation to End-to-end disbursements
- Responsible for driving deep integrations with partners i.e. Full E2E loan journey integration with partners.
- Should be able to create business documents like User stories, BRD, Wireframe, Product training decks
- Own sprint planning exercise and prioritize development items from Product backlog
- Thoroughly validate developed capability/product in UAT cycle and ensure product suffice requirement acceptance criteria and ensure on time product delivery
- Take feedback from customers & Internal stakeholders (Sales, Call Centre) for initiatives to optimizing digital lending process
- Responsible for identification of business problem through regular sync up with cross functional business, analytics and marketing stakeholder and translate the same in BRDs/User story/ Workflows
- Ability to analyze journeys with tools such as mouse flow etc. to identify opportunities for improvements, eliminate drop-offs & customer experience interventions
- BE/BTech in computer science or information systems from a leading institute & MBA/MTech
- A proven track record of data driven decision making and problem solving. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytics & credit risk management
- Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
- Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus
- Sound understanding of development cycle, scrum framework and UAT cycle
- 5+ years of experience in the Agile development process
- Deep knowledge on SOFTWARE DE process
- Exposure to API architecture and technology stack
- Exposure to tools like – Confluence, JIRA, Postman
- Expertise in MS office suit
- Exposure to campaign tools (Responsys, SMARTech etc.) & platform tools (Adobe, Google Analytics etc.)– Optional
The salary for this role is estimated to be around ₹25-35 lakhs per annum, depending on experience and qualifications.
