Lead Mortgage Risk Analyst

17 hours ago


Thāne, Maharashtra, India beBeeUnderwriter Full time ₹ 15,00,000 - ₹ 20,00,000
Job Summary

We are seeking a skilled and experienced Senior Underwriter to join our team. The ideal candidate will have a strong background in loan review, risk analysis, and compliance.

Key Responsibilities:
  • Review and verify loan applications and supporting documentation.
  • Analyze loan risk and request additional information as necessary.
  • Evaluate compliance with regulatory standards and company policies.
  • Perform required analysis of property appraisal to ensure subject properties meet our criteria.
  • Determine and document loan conditions, communicate requirements, and/or decisions.
  • Identify portfolio risks resulting from client business practices.
  • Document and communicate reasons for loan approval or rejection.
  • Collaborate with Loan Set Up, Compliance Reviewers, Funders, Client Relationship Manager, and other operations staff for efficient loan processing.
Requirements:
  • 5+ years of US mortgage front-line underwriting experience in Residential Real Estate.
  • Experience with compliance review, disclosures preparation, closing, doc preparation, and due diligence in the residential mortgage industry.
  • Understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA.
  • Experience analyzing and calculating qualifying income from tax documents.
  • Working knowledge of AUS and manual underwriting methods, including DU and LP.
  • Experience with third-party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) and Non-QM loans preferred.
  • Strong commitment to customer service and satisfaction with superior verbal and written communication skills.


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