
Residential Mortgage Specialist
5 days ago
Role Summary:
- This position entails examining and verifying loan applications, analyzing risk to ensure compliance with regulatory standards.
- The ideal candidate will have experience in mortgage underwriting, specifically with VA, FHA, FNMA, FHLMC & USDA guidelines and policies.
- Strong analytical and communication skills are essential for success in this role.
Job Responsibilities:
Main Responsibilities- Loan Review: Verify loan applications and supporting documents to ensure accuracy and completeness.
- Risk Analysis: Analyze loan risk and request additional information as necessary to mitigate potential losses.
- Compliance: Ensure adherence to regulatory standards and company policies.
- Communication: Effectively communicate loan conditions, requirements, and decisions to clients and stakeholders.
- Portfolio Management: Identify portfolio risks resulting from client business practices and develop strategies to mitigate them.
Requirements:
- At least 5 years of recent US mortgage front-line underwriting experience into Residential Real Estate.
- Experience with compliance review, disclosures preparation, closing, doc preparation, and/or due diligence in the residential mortgage industry.
- Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA.
- Strong analytical and communication skills.
Work Environment:
- Permanent WFO (Mon - Fri) schedule.
- Open to work night shifts with a night shift allowance provided.
- Home pickup and drop available.
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