Residential Mortgage Specialist

5 days ago


Thāne, Maharashtra, India beBeeMortgage Full time ₹ 90,00,000 - ₹ 1,20,00,000

Role Summary:

  • This position entails examining and verifying loan applications, analyzing risk to ensure compliance with regulatory standards.
  • The ideal candidate will have experience in mortgage underwriting, specifically with VA, FHA, FNMA, FHLMC & USDA guidelines and policies.
  • Strong analytical and communication skills are essential for success in this role.

Job Responsibilities:

Main Responsibilities
  • Loan Review: Verify loan applications and supporting documents to ensure accuracy and completeness.
  • Risk Analysis: Analyze loan risk and request additional information as necessary to mitigate potential losses.
  • Compliance: Ensure adherence to regulatory standards and company policies.
  • Communication: Effectively communicate loan conditions, requirements, and decisions to clients and stakeholders.
  • Portfolio Management: Identify portfolio risks resulting from client business practices and develop strategies to mitigate them.

Requirements:

  • At least 5 years of recent US mortgage front-line underwriting experience into Residential Real Estate.
  • Experience with compliance review, disclosures preparation, closing, doc preparation, and/or due diligence in the residential mortgage industry.
  • Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA.
  • Strong analytical and communication skills.

Work Environment:

  • Permanent WFO (Mon - Fri) schedule.
  • Open to work night shifts with a night shift allowance provided.
  • Home pickup and drop available.


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