
Experienced Mortgage Risk Analyst
6 days ago
Senior Underwriter Opportunity
About the Role:
We are seeking an experienced Senior Underwriter to join our team. The ideal candidate will be responsible for reviewing and verifying loan applications, analyzing loan risk, and ensuring compliance with regulatory standards and company policies.
Key Responsibilities:
- Review and verify loan applications and support documentation.
- Analyze loan risk and request additional information as necessary.
- Ensure compliance with regulatory standards.
- Perform required analysis of property appraisal to ensure subject properties meet the company's appraisal criteria.
- Determine and document loan conditions, communicate requirements, and/or decisions.
- Identify portfolio risks resulting from the client's underlying business practices.
- Document and effectively communicate reasons for the approval/rejection of loans.
- Collaborate with cross-functional teams to ensure smooth and efficient processing of all loans in the pipeline.
Requirements:
- 5+ years of recent US mortgage front-line underwriting experience into Residential Real Estate.
- Experience with compliance review, disclosures preparation, closing, doc preparation, and/or due diligence in the residential mortgage industry.
- Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA.
- Experience analyzing and calculating qualifying income from various tax documents.
- Experience analyzing credit reports.
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