Mortgage Underwriting Professional

1 day ago


Madurai, Tamil Nadu, India beBeeUnderwriter Full time ₹ 45,00,000 - ₹ 55,00,000

We are seeking a seasoned underwriter to join our dynamic team in Madurai.

About the Role:
  • Perform Live Underwriting with complete end-to-end case ownership, ensuring seamless loan processing and decision-making.
  • Evaluate borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
  • Conduct a detailed Credit Report Review for accurate risk assessment and compliance with internal policies and regulatory guidelines.
  • Work on both UK Mortgage and US Mortgage underwriting, including Income Calculation (bi-weekly, monthly, quarterly), Loan-to-Value (LTV) ratio evaluation, Debt-to-Income (DTI) ratio assessment, and Asset Calculation.
  • Ensure accurate PITI (Principal, Interest, Taxes, Insurance) review and collaboration with internal teams for smooth processing.
Requirements:
  • Minimum 3.5 years of underwriting experience (Live / End-to-End).
  • Strong knowledge of Credit Report Review, DTI, LTV, PITI, Income & Asset calculations.
  • Excellent analytical and decision-making skills with high accuracy, comfortable working in a fast-paced environment.
  • Strong communication and stakeholder management skills, able to work effectively with various teams.


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