Australian Credit Policy Specialist

3 days ago


Aurangabad, Maharashtra, India beBeeCredit Full time ₹ 10,00,000 - ₹ 15,00,000
Job Title

We are seeking experienced professionals to lead mortgage underwriting with a strong background in Australian credit policies.

Key Responsibilities:

  • End-to-end assessment and decision-making of home loan/mortgage applications based on Australian credit policy and guidelines.
  • Perform income verification, credit checks, property valuation reviews, and responsible lending assessments.
  • Liaise with stakeholders for clarifications or documentation gaps.
  • Provide timely and high-quality credit decisions while meeting compliance standards.
  • Ensure adherence to regulatory requirements.
  • Mentor junior underwriters and support process improvements.

Requirements:

  • Graduate/Postgraduate degree in Finance, Commerce, or related field.
  • Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the Australian home loan domain.
  • Strong understanding of Australian credit policies and loan origination systems.
  • Excellent analytical, communication, and documentation skills.

Preferred Skills:

  • Certification in mortgage lending or credit assessment.
  • Experience with income types including PAYG, self-employed, rental, foreign income.


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