Senior Credit Manager
1 month ago
Job Title: AVP & Lead- Credit Management
Job Summary:
The AVP & Lead- Credit Management is responsible for preparing, reviewing, and providing recommendations on credit facilities for a portfolio of CIB Corporate clients. The role involves ensuring compliance with all credit policies and guidelines.
Key Responsibilities:
- Timely preparation and submission of Credit Applications, including client visits and due diligence in coordination with the coverage team.
- Coordination with Relationship Managers to obtain necessary information from borrowers for comprehensive review of credit facilities.
- Ensuring credit processing and approval turnaround times as per agreed SLAs with CIB.
- Monitoring accounts regularly and following up with Business units on terms and conditions to ensure compliance with approval conditions.
- Identifying potential problem accounts and liaising with Business Units for suitable action plans to rectify the situation at an early stage.
- Reviewing exception and portfolio reports to provide recommendations on change in risk appetite, ratings, or classification.
- Ensuring accuracy of data presented to various stakeholders, including senior management.
Requirements:
- Bachelor's degree.
- Desirable: Chartered Accountant or Master's in Business Administration (MBA).
- 5 years' relevant experience in the banking sector, with at least 3 years in similar positions of progressively increasing responsibilities in the Credit function.
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