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Mortgage Underwriter Specialist

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Kolkata, West Bengal, India beBeeCredit Full time ₹ 80,00,000 - ₹ 1,20,00,000
Job Title

We are seeking experienced professionals with a strong background in mortgage underwriting to join our team.

Key Responsibilities:
  • Assess and decide on home loan/mortgage applications based on credit policies and guidelines.
  • Perform income verification, credit checks, property valuation reviews, and responsible lending assessments.
  • Liaise with stakeholders for clarifications or documentation gaps.
  • Provide timely and high-quality credit decisions while meeting SLA and compliance standards.

Requirements include a graduate/postgraduate degree in finance/commerce or related field. A minimum of 5 years of mortgage underwriting experience, preferably with at least 2-3 years in the Australian home loan domain is required. Knowledge of Australian credit policies, responsible lending guidelines, and loan origination systems is necessary.

Preferred skills include certification in mortgage lending or credit assessment, experience with income types including PAYG/self-employed/rental/foreign income, sound knowledge of credit bureaus like Equifax (AU), and familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.