
Senior Risk Manager
5 days ago
Key Responsibilities:
- Perform thorough underwriting with complete case ownership.
- Evaluate borrower profiles using Character, Capacity, Capital, and Collateral.
- Conduct detailed credit report reviews for accurate risk assessment.
- Work on UK Mortgage and US Mortgage underwriting tasks:
- Income calculation (bi-weekly, monthly, quarterly).
- DTI ratio assessments.
- LTV ratio evaluations.
- Asset calculations and PITI reviews.
- Ensure compliance with internal policies and regulatory guidelines.
- Collaborate with internal teams for smooth processing and decision-making.
- Minimum 3.5 years of underwriting experience.
- Experience in UK Mortgage or US Mortgage processes.
- Strong knowledge of credit report reviews, DTI, LTV, PITI, income, and asset calculations.
- Excellent analytical and decision-making skills with high accuracy.
- Comfortable working in a dynamic environment.
- Strong communication and stakeholder management skills.
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