Credit Risk Manager

24 hours ago


Kolkata, West Bengal, India beBeeRisk Full time ₹ 1,50,00,000 - ₹ 2,50,00,000
Credit Risk Manager Job Description

At our organization, we are seeking a seasoned Credit Risk Manager to spearhead the credit risk assessment and underwriting process.

We offer a dynamic work environment that fosters growth and collaboration among team members.

About Us:

We specialize in providing supply chain financing solutions to small and medium-sized enterprises (SMEs).

Your Role:

As our ideal candidate, you will lead the development and implementation of credit policies and frameworks for SME lending and supply chain financing.

You will be responsible for:

  • Conducting thorough credit appraisals and risk assessments of borrowers
  • Developing and maintaining robust credit models and frameworks
  • Maintaining strong relationships with internal stakeholders, including business, risk, and operations teams
  • Presenting portfolio performance updates and credit proposals to senior management and regulators as required
  • Benchmarking industry trends and best practices to stay ahead of regulatory requirements
  • Building and mentoring a high-performing credit team

Requirements:

  • 8–15 years of experience in credit risk management or underwriting with a focus on SME lending
  • Deep understanding of supply chain finance and related credit products
  • Proven track record of building and managing large loan books with exceptional quality
  • In-depth knowledge of regulatory norms and RBI guidelines for non-banking financial companies (NBFCs)
  • Strong leadership, analytical, and decision-making skills
  • CA/MBA/FRM or equivalent qualification preferred


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