Mortgage Underwriter Expert

2 days ago

Kolkata, West Bengal, India beBeeMortgage Full time ₹ 15,00,000 - ₹ 25,00,000

We are seeking a highly skilled Mortgage Underwriter to join our team and drive success in mortgage underwriting. This is an excellent opportunity for a career-driven professional to grow and develop their expertise in the Australian mortgage ecosystem.

About the Role:

This role involves evaluating client financials to determine loan eligibility, recommending appropriate loan products based on client needs and financial profiles, and processing loan applications efficiently and accurately.

Key Responsibilities:

  • Evaluate adherence to Australian credit policies and lender guidelines based on SOP
  • Identify errors and trends in processing
  • Provide constructive feedback to underwriters based on audit findings
  • Conduct one-on-one coaching sessions to address performance gaps
  • Escalate potential risks or non-compliance issues to the TL
  • Ensure adherence to NCCP (National Consumer Credit Protection Act), AML, and other regulatory requirements

Requirements:

  • Graduate/Postgraduate in Finance, Commerce, or a related field
  • 2+ years of experience in mortgage operations, with at least 1+ year in a quality assurance role
  • Strong attention to detail and analytical skills, communication skills
  • Good knowledge of MS-excel skills (Analysis of data and reporting dashboards)
  • Ability to work in fast-paced environments and meet deadlines

Preferred Skills:

  • Certification in mortgage lending or credit assessment
  • Experience with income types including PAYG, self-employed, rental, foreign income
  • Sound knowledge of credit bureaus like Equifax (AU)
  • Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem

What We Offer:

A dynamic and supportive work environment, opportunities for growth and development, and a competitive salary package.

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