
Mortgage Lending Expert
1 week ago
Job Summary
">The Conventional Underwriter role involves reviewing, conditioning and underwriting mortgage loans in accordance with established policies and procedures.
Key Responsibilities:
">- ">
- Examine all documentation for accuracy and completeness.">
- Review loan data, reports and inspections to ensure collateral is acceptable to investors.">
- Apply knowledge of lending and underwriting guidelines, credit and income analysis, cash flow analysis, risk assessment and debt-to-income ratios.">
- Analyse initial applications, verify loan and borrower information and calculate asset requirements for closing and reserve purposes.">
- Make independent decisions regarding loan acceptance and risk according to HUD, company and investor guidelines.">
Required Skills and Qualifications:
">A minimum 3 years of experience in conventional/govt end to end underwriting is required. A degree or equivalent qualification is also necessary.
Candidates should be well-versed in the 4C's of underwriting (Asset, Income, Credit and Collateral).
">Benefits:
">This role offers a unique opportunity to work with experienced staff and management to find solutions on escalated loans.
Other duties include managing loans using Encompass and maintaining high levels of customer service and communication with other departments.
">Qualification & Experience:
">Degree or Equivalent
Minimum 3 years of experience in conventional/govt end to end underwriting.
">Keyword: MortgageLendingExpert
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