Geography Head

5 days ago


Ahmedabad, Gujarat, India Axis Bank Full time
About the Role

The Commercial Banking Circle Head leads a team of Circle Heads and CCOs across the Geography. He/She will be responsible for driving the commercial banking business (Asset and Liab) for the Circle. The Commercial Banking business focuses on Asset and Liabilities requirement of the clients – mainly letters of credit, guarantees, trade loans, etc. along with products such as Trade & Forex solutions & Cash Management Solutions to name a few.

Key Responsibilities

Develop business relationships with Commercial Banking customers in the area to increase the top line, fee income and net interest income of the Bank

Achieve targets set for individual products like Working Capital (WC), Bank Guarantee (BG), LC (Letter of Credit), OD (Over Draft), DOD (Demand Overdraft), Trade Forex, TOD etc.

Establish and strengthen relations with key customers to enhance credit relationships and generate sustained business.

Identify and convert potential customers who can be sold tailored products to enhance product penetration

Deepen the existing relationships by cross selling liability and asset products to new and existing customers

Maintain a healthy portfolio and monitor the delinquency rates of the portfolio

Ensure optimal limit utilization by the clients

Monitor proposals that come up for renewal be a Part of sanctioning process including LCC

Interact/ Liaise with various other departments to ensure smooth delivery of credit as well as other services

Ensure audit related deliverables, both internal and external are met as per the prescribed norms

Ensure compliance with due processes and guidelines

Create a performance-oriented environment leading to high employee motivation and productivity

Ensure that all staffing requirements of the center are met and adequate training is given to the staff on the products of the bank, sales processes and various policies of the bank.

QualificationsGraduate/ Post Graduate with min of 5 yrs of people leadership experience and a total of 18-20 Yrs experience engaging with credit/sales functionsRole Proficiencies:

Knowledge of credit, banking products and services

Ability to manage ambiguity

Good communication (both verbal and written) and presentation skill

Ability to handle pressure and meet deadlines

Good networking and relationship building skills

About Axis

Incorporated in 1994, Axis Bank is one of India's most trusted banks & the third largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool.

The Bank has a young & engaged workforce of over 60,000 employees, with an average age of 30 years. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way.

Skills

Refer to the Job Description


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