Senior Lending Strategist

1 week ago


Pushkar, Rajasthan, India beBeeCredit Full time ₹ 1,50,00,000 - ₹ 2,50,00,000
Job Description

The Credit Risk Lead will play a pivotal role in managing and strengthening the credit risk framework for unsecured lending at a B2B e-commerce platform.

This individual will be responsible for developing and maintaining credit risk policies and frameworks to ensure optimal risk-adjusted returns.

  • Review and enhance underwriting norms in line with market trends, regulatory guidelines, and risk appetite.
  • Collaborate with product and analytics teams to optimize credit strategies for new and existing products.
Key Responsibilities
  1. Build and improve credit scorecards and rule engines in collaboration with data science and analytics teams.
  2. Monitor performance of underwriting models and recommend refinements as needed.
  3. Evaluate new lending segments, channels, or partnerships from a credit perspective.
Portfolio Analysis
  • Analyze portfolio performance, delinquencies, and early warning signals using dashboards and analytics.
  • Lead periodic credit reviews and present portfolio health to senior management.
  • Design and track key risk indicators (KRIs) and early warning systems (EWS).

This role requires a strong understanding of consumer credit products and the risk lifecycle. Working Capital underwriting is a must.



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