
Chief Financial Services Strategist
1 day ago
About Kwan Ventures is not relevant here.
Job DescriptionWe are seeking an experienced Credit Head to lead the credit risk, underwriting, and portfolio management functions. The incumbent will play a pivotal role in setting up and driving the credit strategy, policies, and processes aligned with business goals, while ensuring risk management standards and regulatory compliance.
This individual will define, implement, and monitor credit policies, frameworks, and processes for SME/MSME lending and supply chain financing. They will also lead the credit appraisal and underwriting function, including assessment of borrower risk, financial due diligence, and creditworthiness evaluation.
- The successful candidate will oversee portfolio quality, delinquency management, and design early warning mechanisms to mitigate risk.
- They will work closely with business, risk, and operations teams to balance growth objectives with prudent credit practices.
- The individual will present credit proposals and portfolio performance updates to senior management and regulators as required.
- They will build and mentor a high-performing credit team capable of handling scale.
- A minimum 8-15 years of experience in credit risk/underwriting, preferably with NBFCs, fintechs, or banks with strong SME/MSME exposure.
- Strong understanding of supply chain finance, bill discounting, invoice financing, and related credit products.
- In-depth knowledge of regulatory norms, compliance requirements, and RBI guidelines for NBFCs.
- Strong leadership, analytical, and decision-making skills.
- CA/MBA/FRM or equivalent qualification preferred.
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