
Risk Manager
1 day ago
Financial institutions rely on skilled professionals to manage risk and ensure the integrity of their financial transactions.
We are seeking an experienced Credit Risk professional to join our team in a dynamic environment of high performance and collaboration.
This role offers unparalleled opportunities to succeed, develop your skills, and achieve your full potential.
Key Responsibilities:
- Assess creditworthiness of corporate, sovereign, and FI counterparties to inform investment decisions.
- Develop and maintain internal rating methodologies for PD, LGD, EAD models, and stress testing frameworks.
- Maintain exposure monitoring systems and implement effective limit frameworks, thresholds, and collateral eligibility processes.
- Validate internal models (IMM) and standardised approach calculations (SA-CCR) for capital adequacy.
- Liaise with Front Office, Quant teams, and Treasury to ensure accurate trade capture and exposure modelling.
Credit Risk Management:
- Conduct comprehensive analysis of single-name, sectoral, and country concentration risks.
- Ensure credit approval processes align with risk appetite and regulatory standards.
- Interpret, implement, and monitor compliance with Basel III / Basel 3.1 regulations.
Risk Modelling & Analytics:
- Collaborate with Model Validation to ensure quantitative methodologies comply with regulatory requirements.
- Perform portfolio-level scenario analysis and reverse stress testing.
- Provide insights on RWA optimisation and capital efficiency initiatives.
Governance & Stakeholder Management:
- Present risk reports and recommendations to senior management, CRO, and Board-level committees.
- Liaise with Regulators, Internal Audit, and external consultants during reviews and inspections.
- Provide training and guidance on CCR, Credit Risk, and Basel topics to junior team members.
Required Qualifications & Experience:
- Bachelor's or Master's degree in Finance, Risk Management, Economics, or a quantitative discipline.
- 4–12 years of experience in credit risk, counterparty risk, or regulatory capital roles within an organisation.
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