Risk Management Specialist

3 days ago


Chennai, Tamil Nadu, India beBeeRiskManagement Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

Job Title: Risk Management Specialist

 

Description:

This is a highly skilled role that requires a deep understanding of risk management principles and practices.

We are seeking an experienced Risk Management Specialist to join our team. The ideal candidate will have a strong background in risk analysis, credit risk management, and portfolio review.

Key Responsibilities:

  • Develop, implement, and review credit risk models and associated frameworks in an unsecured rural/semi-urban lending context.
  • Implement and monitor credit risk strategies across the lending life cycle - acquisition, underwriting, cross-sell, and collections.
  • Review portfolio on a periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.
  • Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
  • Analyze industry data at scale, prepare MIS/Dashboards, and apprise senior management on changing market conditions.
  • Regularly review processes for adherence to risk policies and check if controls are effectively in place and working.
  • Coordinate with various internal teams to strengthen the risk framework.

Requirements:

  • Bachelor's or Master's degree from a Tier 1 college.
  • 3-6 years of experience in managing risk in a NBFC/Fintech/Lending institution.
  • At least 2 years of experience in Python and SQL is mandatory.
  • Excellent understanding of data and ability to bring insights.
  • Solid knowledge of statistical models.
  • Experience in Microfinance/MSME Lending is an added advantage.

About Us:

We offer a competitive salary package, a collaborative work environment, and opportunities for professional growth and development.



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