
Mortgage Risk Specialist
7 days ago
Key Role:
A Senior Underwriter is responsible for conducting thorough loan application reviews, evaluating and mitigating risk, and ensuring compliance with regulatory standards.
The ideal candidate will possess a strong understanding of mortgage guidelines and policies, excellent analytical skills, and the ability to effectively communicate with clients and stakeholders.
Primary Responsibilities:
- Conduct comprehensive loan application reviews and verifications
- Assess and mitigate potential risks associated with loan applications
- Ensure adherence to regulatory requirements and company policies
- Analyze property appraisals to ensure subject properties meet established criteria
- Determine and document loan conditions, communicating requirements and decisions to relevant parties
- Identify and assess portfolio risks resulting from client business practices
- Document and communicate reasons for loan approval or rejection
Working Conditions/Perks:
- Regular working hours (Monday-Friday)
- Availability to work night shifts with corresponding compensation
- Flexible home pickup and drop-off arrangements
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