
Mortgage Loan Review Specialist
24 hours ago
Job Title: Mortgage Loan Review Specialist
Mortgage Underwriter Role Overview:A mortgage underwriter reviews loan applications to ensure compliance with lender guidelines and regulatory standards. This involves evaluating the borrower's creditworthiness, income, employment history, and property valuation to determine loan eligibility.
Key Responsibilities:- Review and analyze loan applications for risk assessment and investor guidelines
- Evaluate borrower's credit, capacity, collateral, and capital
- Assess borrower income using tax returns, W-2s, pay stubs, and financial statements
- Risk Assessment: Analyze creditworthiness, property valuation, and overall lending risks to ensure sound decision-making
- Compliance & Quality Control: Ensure adherence to federal, state, and investor regulations, maintaining high-quality underwriting standards
- Collaboration: Work closely with loan officers, processors, and other stakeholders to streamline the underwriting process
- Minimum 2 years in mortgage underwriting
- Strong analytical skills to assess financial documents and property risks accurately
- Ability to articulate underwriting decisions effectively to internal teams and external stakeholders
- Opportunity to work in a dynamic mortgage underwriting environment
- Professional growth and development opportunities
- Collaborative team environment
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