Senior Credit Manager

2 weeks ago

Chennai, Tamil Nadu, India beBeeCreditRisk Full time ₹ 4,00,000 - ₹ 80,00,000

About the Role

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Roc 360 is a Data Science driven Prop-Tech lender, leading in digital financial services and loans. Our platform facilitates residential real estate investments nationwide.

As a Credit Risk Analyst/Underwriter, Team Lead, you will oversee underwriting deals for the US market, working closely with the Credit Committee in New York.

You will lead a team of credit analysts, train them, and ensure adherence to quality metrics. Your daily tasks include overseeing underwriting pipelines, resolving complex scenarios, and mentoring team members.

This is a challenging opportunity to ideate process enhancements, interact with clients, and embed AI into our underwriting processes.

Key Responsibilities:

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  • Lead the Credit Analyst team in India to ensure timely movement, balanced workloads, and efficient resource allocation.">
  • Work closely with the Credit Committee in New York to ensure seamless functioning of the credit function.">
  • Ensure quality of credit analysis, train and mentor the team to ensure adherence to underwriting quality metrics.">
  • Serve as the first point of contact for escalated or complex underwriting scenarios, providing guidance and resolving issues to support smooth loan flow.">
  • Support and mentor underwriters by providing day-to-day guidance, fostering development, and monitoring team performance.">
  • Ensure underwriting decisions meet agency, investor, and company guidelines while supporting risk management and quality control initiatives.">
  • Ideate and execute process enhancements in the credit function to help improve quality of analysis, and turnaround times.">
  • Interact with clients and other stakeholders to gather feedback and mentor the team accordingly.">
  • Interact with Data Science team to help embed the latest in AI and machine learning into our underwriting processes">
  • Present hand-selected deals to investment committee for final approval.">
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About Us

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We are a dynamic and global workspace offering opportunities to excel in financial risk and analytical roles. You will interact extensively with teams across the globe and clients from different parts of the US.

Our young and fast-growing organization invests significantly in training people at all levels and actively works with them to plan their career growth.

We look for young energetic professionals with excellent aptitude and attitude, good verbal and written communications skills, and a strong attention to detail and ability to multitask.

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Background/Experience:

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To succeed in this role, you should have:

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  • A PG/Master's degree from a premier college with a specialization in finance, economics, or a related field.">
  • Additional financial qualification US CFA Level 2+ or FRM Level 2.">
  • Experience in credit analysis, especially in the real estate industry, with exposure to the US market.">
  • Experience in leading a small team of highly skilled analysts.">
  • Exposure to US or European clients and managing offshore teams.">
  • Strong written and oral communication skills.">
  • Strong attention to detail and ability to multitask.">
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