Senior Product Manager Credit Products

1 day ago

Chennai, Tamil Nadu, India beBeeCredit Full time ₹ 2,00,00,000 - ₹ 2,50,00,000
Product Owner - Credit Analysis Job

About the Role:

We are seeking an experienced Product Owner with a strong background in business analysis and credit assessment processes. In this role, you will be responsible for driving functional capabilities within Credit Transformation initiatives, shaping product backlogs, and ensuring business requirements are effectively translated into deliverables.

You will partner with senior stakeholders, SMEs, and delivery teams to enhance decision-making and ensure successful adoption of solutions.

  • Owning and delivering functional capabilities for credit transformation products, focusing on credit assessment and regulatory compliance.
  • Acting as the Subject Matter Expert (SME) for the RWA calculator, supporting regulatory capital and risk-based calculations (RWA, RoRWA, EL).
  • Gathering, refining, and drafting user stories with clear acceptance criteria for development teams.
  • Collaborating with Product Owners, SMEs, and senior stakeholders to prioritize and maintain the product backlog, ensuring alignment with business value.
  • Facilitating Agile ceremonies (backlog refinement, sprint planning, sprint reviews, retrospectives).
  • Supporting build, test, and implementation activities, including UAT, user training, UVT, and post go-live support.
  • Providing clear documentation to communicate business requirements, processes, and outcomes.
  • Driving process improvements and enhancing user experience through a data-driven and structured approach.
  • Championing Agile best practices and fostering a culture of continuous service improvement.

Required Qualifications & Skills:

  • 8+ years of experience as a Business Analyst, with at least 5+ years as a Product Owner.
  • Strong knowledge of credit assessment processes and exposure to regulatory requirements in financial services.
  • Proven ability to work with cross-functional teams and manage product backlogs in an Agile environment.
  • Excellent documentation, communication, and stakeholder management skills.
  • Strong analytical and problem-solving abilities with a focus on business value delivery.
  • Experience with regulatory-driven change initiatives is preferred.

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