
Senior Credit Specialist
20 hours ago
Job Overview:
The role of a Senior Credit Specialist involves overseeing a team of credit managers and ensuring the smooth execution of transactions. This position requires expertise in credit appraisal, underwriting, and proposal recommendation for non-collateral and collateral-backed education loans.
Key Responsibilities:
- Manage a team of credit managers to achieve optimal performance
- Develop and implement policies and procedures to ensure seamless transaction processing
- Train internal teams and external agencies on company policies and norms
- Monitor portfolio performance and suggest improvements to maintain quality
- Oversee vendor management and ensure timely completion of tasks by outsourced agencies
- Conduct audits and ensure compliance with regulatory requirements
- Control and track PDDs through proper MIS for efficient location management
Required Qualifications:
A minimum of 8-10 years of experience in lending and underwriting is essential for this role. Previous experience in mortgage lending will be advantageous.
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