US Mortgage Specialist

6 days ago


Tiruppur, Tamil Nadu, India beBeeUnderwriter Full time ₹ 80,00,000 - ₹ 1,50,00,000
Job Title: US Mortgage Specialist

Mortgage professionals play a vital role in the financial industry, and as a seasoned underwriter, you will be responsible for reviewing mortgage loan applications to ensure they meet regulatory guidelines.

  • Key Responsibilities:
  • Review all required loan data, reports, and inspections to verify collateral meets investor and company standards.
  • Analyze loan applications to determine eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines.
  • Evaluate credit reports and perform income calculations to assess risk factors.
  • Make independent decisions regarding loan acceptance and risk according to HUD, company, and investor guidelines.
  • Provide final approval of mortgage loans and prepare necessary paperwork and forms.
  • Maintain exceptional customer service and communication with other departments.

Requirements:

  • Bachelor's degree or equivalent qualification.
  • Minimum 3 years of experience in conventional/government end-to-end underwriting.
  • Proficiency in the 4C's framework (Credit, Capacity, Collateral, and Capital).
  • Familiarity with credit report analysis and various account types.


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